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Why plan ahead?
Funeral arrangements often times take place within 24 hours of the loss
of a loved one. Pre-planning for the funeral allows families that precious time
needed to make decisions regarding funeral options without the emotional stress
related to the loss. The act of pre-planning also allows for one to ease the
burden regarding decisions and to make their personal wishes known.
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How do I start?
Starting the pre-planning process can be as easy as your first phone call. Our
funeral director will lead you through the pre-arrangement process. You can
rest assured that our staff is attentive to your every need. We will answer any
question that you might have and will never pressure you into any decisions.
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Do I have to pre-pay?
The most important part of the planning process is just that, planning. You
will be given the option of pre-paying, paying over time, or not paying and
just making your wishes known.
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What are the benefits of Pre-paying?
Like the cost of everything, the cost of funeral services go up over time. By
pre-paying the funeral, you will have the peace of mind knowing that everything
is taken care of and that your family will not have to worry about financial
matters in their time of grief.
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Where does the money go?
When you pre-pay funeral expenses, the monies collected will be placed into an FDIC insured trust account or funded with a life insurance company. You can open a trust account with as little as $500.00 and make payments until the funeral is fully paid.
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What happens if I change my mind or I move?
When you pre-pay your funeral expenses, the monies collected will be place into
a revocable trust. You can change your mind and cash your money out at any
time. If you move the money is fully transferable to any funeral home. If you
have gone on Medicaid and the money was placed in an Irrevocable trust, the
money may not be cashed out. But if you move away, the account can be
transferred to funeral home in your area.
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Why should I pre-plan when applying for SSI/Medicaid?
By pre-planning during the application process for SSI/Medicaid you will have
the opportunity to plan and pay for a funeral out of your own funds, ensuring
that the funeral services are to your exact wishes. If you wait until the funds
are exhausted and you are relying on the Medicaid benefit to pay for your
funeral, the Medicaid benefit is very limited and may not provide for the
services you wish for.
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Do I have to come to the funeral home?
Our funeral director's will accommodate you, whatever the need. Basic
arrangements can be done at the funeral home, by phone and mail, and yes, we
even make house calls.
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Click Here for the Online Pre-Planning Form
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